IC Brilliant Expat

Loan Amount	$50,000 to $2,000,000
Maximum LVR	80%
Loan Term	Up to 30 years
Borrower Type	Au Citizen, PR&TR with income in an acceptable foreign currency; PAYG Or Self Employed
Loan Purpose	New Purchase, Refinance, Equity Release
Repayment Method	Principal and Interest (Interest Only for maximum of 5 years)
Facility	Internet and Phone Banking (Free unlimited transactions). Redraw Available
Repayment Methods Offset	100% offset facility available included for variable rate loans

Application Form
Broker Certified 100 points ID
Home Country Credit Report（Equifax check if AUS standard applicant）
IC Brilliant Servicing Calculator
Last 3 months of bank statement showing salary credits
Latest 1 month statement for all mortgage, credit card, personal loans within Australia
Latest 3 months rental statement for current properties

Key Niches