IC Specialist Commercial Rural

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Acceptable Security	Retail shops, offices and light industrial warehouses. All non-specialised property considered(≥100 Acres)
Loan Term	1-5 years
Loan Purpose	Purchase, refinance, debt consolidation, business/ investment and cash out
Loan Size	Max $2,000,000
Repayment Method	Principal & Interest （ Interest Only Up to 5 years）
Redraw Available	Available on Principal and Interest term
Maximum LVR	55%

Application Form
Verification of Identity (VOI)
Existing account statements (if refinance)
Contract of Sale (if purchase)
Full Doc2 payslips and employment letter/contract; OR last 2 years financials/tax assessment notices
Lite DocBorrower repayment declaration PLUS one of the following: Accountant’s Letter (template available); 12 months BAS; 12 months Trading Statements
Lease DocCurrent lease agreement

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