Application Form
Broker Certified 100 points ID
Equifax Reports (for each trustee company of the SMSF and the Bare Trust). Note: recent enquiries must be addressed (last 2 years)
IC Premium Servicing Calculator
2 of 3 most recent consecutive payslips
Latest 3 consecutive bank statements from a financial institution in the name of the employee showing regular salary credits from the employer
Where the applicant is only able to provide pay slips or bank statements (i.e. one of the two required forms of salary evidence), BC Capital will consider the application if a legitimate explanation is provided plus one of the following alternative documents is provided:
• An employment contract
• Or A letter from the employer on company letterhead detailing
Where the borrower is employed by a family member, payslips or employment letters must be accompanied by last year’s tax returns and ATO assessment notices. If employment has only been in current financial year, last 3 months bank statements in the applicant’s name must be provided along with payslips or employment letter.
• Certified Trust Deed
• Certified Bare Trust Deed
• Certificate of registration for the SMSF Trustee company
• Certificate of registration for the SMSF Bare Trustee company
• Cash Management Account Statements
• Accountant letter to confirm annual ongoing cost for SMSF, if newly established fund and no tax return available
