IC Premium Full Doc

Loan Amount	$50,000 to $2,000,000
Maximum LVR	95%
Loan Term	Up to 30 years
Borrower Type	Salaried and self-employed applicants
Loan Purpose	New Purchase, Refinance, Equity Release
Repayment Types	Principal and Interest （Interest Only for maximum of 5 years）
Facility	Internet Banking. Offset Available

Application Form
Broker Certified 100 points ID
Home Country Credit Report（Equifax check if AUS standard applicant）
IC Premium Servicing Calculator
Most Recent 2 Payslips + one of the following:
• Group Certificate
• Notice of Assessment
• Employment Letter
Latest 3-month bank statements from a financial institution in the name of the employee showing regular salary credits from the employer
6 months loan statements (for refinance or debt consolidation)

Self-employed personal tax returns for the last 2 years (TFN removed)
Self-employed personal notice of tax assessment for the last 2 years (TFN removed)

Key Niches