IC Premium Expat – Infinity Capital

Suite 34.03, level 34/201 Elizabeth St, Sydney NSW 2000 02 8029 0408 | 1300 137 599

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Infinity Capital > IC Products > IC Premium Expat

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Infinity Capital > IC Products > IC Premium Expat

Product Summary

Residential

Loan Amount	$150,000 to $1,500,000
Maximum LVR	75%
Loan Term	Up to 30 years
Borrower Type	Salaried and self-employed applicants
Loan Purpose	New Purchase, Refinance, Equity Release
Repayment Types	Principal and Interest （Interest Only for maximum of 5 years）
Facility	Internet Banking (Free unlimited transactions). Redraw Available

Document Checklist

Application Form
Broker Certified 100 points ID
Personal Credit Check Report issued by relevant jurisdiction
IC Premium Foreign Income Servicing Calculator
Last 3 months personal bank account statements showing regular salary credits + one of the following:
• 3 months’ payslips
• Employment Letter

Evidence of assets where income is assessed for serviceability, including

Property Ownership
Share/Investment Certificates/Statements
Rental Statements

Purchase

Evidence of funds to complete the property purchase
Contract of sale

Refinance and/or Equity Release

6 months mortgage statement (for property under mortgage); and/or
Copy of the property title (for fully owned property applying for equity release).
For all languages other than Chinese, Vietnamese, Bahasa Indonesia and Bahasa Malaysia, documents must be translated by a qualified NAATI Translator.

Foreign Self Employed

Last 6 months personal bank account statements showing distributions, dividends or other credits from the business (business bank statements may be required if credits are irregular or insufficient)
Two years business financials; or Accountant certificate.

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