IC Elite PR/TR Expat

Loan Amount	Established Property $2,500,000 Construction $1,500,000
Maximum LVR	85%
Loan Term	Up to 30 years
Borrower Type	Individuals
Loan Purpose	New Purchase, Refinance, Equity Release
Repayment Method	Principal and Interest （Interest Only for maximum of 10 years (5 + 5)）
Facility	Internet and Phone Banking (Free unlimited transactions). Redraw Available
Repayment Methods Offset	100% offset facility available

Application Form
Broker Certified 100 points ID
Home Country Credit Report（Equifax check if AUS standard applicant）
IC Elite Servicing Calculator
Most Recent 2 Payslips (last 3 payslips for foreign income)
Last 3 months of bank statement showing salary credits
Latest 1 month statement for all mortgage, credit card, personal loans within Australia
Latest 3 months rental statement for current properties
Copy of Visa If PR

Key Niches