• 100% Offset. Internet and
  Phone Banking (free unlimited
  transactions).
• No Early Repayment Penalties.
  Redraw Available.
• Special Postcodes * Classification
  includes: Inner City High Density, High Density,
  Regional and Unclassified.
• ICHD max LVR 80%. See product guide
  for postcode details.
• PAYG, Self-employed, Company,
  Trust borrower all accepted
• NDIS Properties: 0.30% Interest
  Rate Loading applies. LPF
  applies.

• Application Form
• IC Serviceability Calculator
• Broker Certified 100 points ID
• Copy of Visa
• Last 2 payslips
• Last 3 months of bank statement showing salary credits
• Latest 1 months statement for all mortgage, credit card, personal loans within Australia
• Last 3 months rental statement for current properties

• Up to 80% LVR
• Vacant land Max LVR 75%; Max loan amount 1M
• Loading +2.5%, application fee +1.0%
• Cash out up to Max 80% LVR with proper purpose
• Max loan amount: Prime $1.5M per security, near prime(Near Prime+) LVR ≤ 75%, 2M per security. LVR ≤ 80% 1.5M per security.
• High-Density postcode accepted
• Redraw facility available

• Application Form+ VOI Form
• IC Solution Servicing Calculator
• Broker Certified 100 points ID
• Most recent 2 payslips + 1 employment letter
• Most recent one-month Rental Statement for current properties

• Purchase Property, Refinance, Construction, and other acceptable purpose up to 90% available, cash out up to 80%
• Max individual P&I loan $2.5M, Max individual IO loan $2M
• Max single borrower exposure $4M
• High-Density postcode accepted
• Offset facility available
• PR as primary applicant (as sole borrower, or a PR co-borrowers), living in an acceptable country, and all servicing income is derived from an enterprise level organisation that is on a national Stock Exhange, or a multinational organisation ranked in the Fortune Global 500 (Excludes TR applicants).

• Application Form
• IC Serviceability Calculator
• Broker Certified 100 points ID
• Home Country Credit Report
• Copy of Visa
• Employment Letter
• Most Recent 3 Payslips
• Last 3 months of bank statement showing salary credits
• Latest 1 months statement for all mortgage, credit card, personal loans within Australia
• Last 3 months rental statement for current properties

• Purchase Property, Refinance, Construction, and other acceptable purpose to 90% available, cash out up to 80%
• Max individual P&I loan $2.5M, Max individual IO loan $2M
• Max single borrower exposure $4M
• High-Density postcode accepted
• Offset facility available
• Investment rate = Owner occupied rate

• Application Form
• IC Serviceability Calculator
• Broker Certified 100 points ID
• Home Country Credit Report
• Copy of Visa
• Employment Letter
• Most Recent 3 Payslips
• Last 3 months of bank statement showing salary credits
• Latest 1 months statement for all mortgage, credit card, personal loans within Australia
• Last 3 months rental statement for current properties

P&I up to 80% LVR for SYD, MEL, QLD, SA, ACT, up to 70% for WA，TAS，NT

Self-Employed Borrowers – 0.30% interest rate loading applies

Maximum loan term is 359 months Interest Only for maximum of 5 years，maximum 1.5M.

Interest only up to 70% LVR Cash out up to 75%

Max loan amount $2.5M for SYD/MEL Inter-City & Metro, $2.5M for other Inner-City & Metro, $1.5M for Non-Metro

• Application Form
• IC Serviceability Calculator
• Broker Certified 100 points ID
• Home Country Credit Report
• Employment Letter
• Most Recent 3 Payslips
• Last 3 months of bank statement showing salary credits
• Latest 1 months statement for all mortgage, credit card, personal loans within Australia
• Last 3 months rental statement for current properties